Ep 17 – Scott Montgomery – CEO WellteQ – Segment Down To a Population of One


Michael Waitze worked in Global Finance for more than 20 years, employed by firms like Citigroup, Morgan Stanley and Goldman Sachs, primarily in Tokyo.  Michael lived and worked in Tokyo from February 1990 until December 2011.  Michael always maintained a particular focus on how technology could be used to make businesses more efficient and to drive P/L growth. Michael is a leader in the digital media space, building one of the biggest and fastest-growing podcast listener bases in the region.  His AsiaTechPodcast.com show has listeners in more than 170 countries and his company, Michael Waitze Media produces some of Asia’s most popular podcasts.

In this episode, Michael speaks with Scott Montgomery, the CEO and co-Founder of WellteQ, a digital wellness engagement program for employee health including activity challenges, mental wellness, financial wellness as well as support functions for HR like onboarding, virtual coaching for employees and data analytics. Scott used to train elite athletes in New Zealand before focusing on wellness for the broader population.

The HealthTech space is rapidly growing in Asia. Scott explains why HealthTech is one of the biggest InsurTech trends in Asia as it drives engagement and retention and gives insight into how to personalize insurance products based on behavioral data. He also touches on the differences between the Asian and the US healthcare market and what challenges players are confronted with. While Asia has its own challenges, it also presents enormous potential, untapped markets, and hence a lot of room to grow. 

Scott explains how technology can be leveraged to improve health and get richer data in order to design personalized products. He points out how insurers are going through a maturity process and have to understand how to incorporate the technology into their legacy systems and into their value chain, including the underwriting process.

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Episode 17